Insights
Strategic intelligence drawn from execution data, market monitoring and consumer behavior.
MTBPS 2026: Healing State, Waiting Households
FVP examines the 2026 medium-term budget, testing fiscal repair, growth prospects and temporary fuel relief against the pressures facing households and business.
The Industry Is Strong. The Policyholder Is Stretched
FVP compares strong insurer results with consumer data on policy lapses, premium pressures and the protection gap.
The Recovery Is on the Balance Sheet, Not Yet at the Till
FVP tests South Africa’s uneven recovery against official data, examining public finances, retail spending and household pressure.
November Fuel Prices: Testing the AA’s Forecast
FVP tests the AA’s November petrol-price forecast against later fuel-cost readings and examines the available tax and relief options.
Prices Up, Rates Up: The Squeeze Moves Up the Income Ladder
The September CPI and repo-rate brief examines fuel, municipal services and insurance pressures, household spending and the implications of higher borrowing costs.
Retail Sales Rose 3.4% in July, After a Weak June
July’s retail rebound, the categories driving growth and eight wider economic indicators reveal where household spending is recovering and where risks remain.
South Africa’s Online Retail Growth Enters a New Phase
Online retail reaches R159 billion and 10% of total retail turnover as growth normalises, checkout friction rises and subscriptions reshape loyalty.
The Takeaway Economy: South Africa’s Food-Service Shift
Food and beverage turnover rose 8.4% in rand terms, but weak real growth and falling restaurant sales reveal a decisive shift toward takeaway.
Unemployment Climbs as Growth in Job-Seekers Outpaces Growth in Jobs
South Africa’s Q2 2026 labour data shows the labour force growing while employment contracts, widening the gap most sharply for youth and women.
War of Attrition in Corporate Strategy
How strategic flexibility helps organisations preserve options, adapt their cost base and survive when neither competitor can win outright.
Navigating South Africa’s Electricity Contraction
Electricity generation and consumption data reveals a demand-led contraction with significant implications for economic recovery.
South Africa’s Tourism Sector: Building on Momentum
Tourist accommodation data shows strong recovery momentum, but uneven growth across segments demands strategic intervention.
Rail Tightens Its Grip as the Road Loses Momentum
A strategic reading of South Africa’s February 2026 land transport data, triangulated across freight, rail, passenger and wider market signals.